/* Dulawat Finserve homepage. Built entirely on assets/tokens.css custom
   properties (navy/gold/off-white, Playfair+Inter) -- load tokens.css
   before this file. Namespaced under .hp so nothing here leaks onto the
   older navy/gold pages that still use assets/styles.css directly. */

.hp * { box-sizing: border-box; }
.hp {
  background: var(--off-white);
  color: var(--ink);
  font-family: var(--font-ui);
  line-height: var(--lh-body);
}
.hp h1, .hp h2, .hp h3, .hp .hp-serif {
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: var(--ls-heading);
  color: var(--navy);
  margin: 0;
}
.hp a { color: inherit; text-decoration: none; }
.hp img { max-width: 100%; display: block; }
.hp button { font-family: inherit; }
.hp .hp-wrap { width: min(var(--container), calc(100% - 48px)); margin: 0 auto; }
.hp .eyebrow { margin-bottom: var(--sp-3); }

/* ---- Compliance strip ---------------------------------------------- */
.hp-strip { background: var(--navy); color: rgba(248,249,251,.72); font-size: 12px; padding: 9px 24px; }
.hp-strip .hp-wrap { display: flex; flex-wrap: wrap; gap: 6px 18px; align-items: center; justify-content: space-between; }
.hp-strip strong { color: var(--off-white); font-weight: 600; }
.hp-strip .hp-strip-sep { color: var(--gold); }
.hp-strip .hp-strip-right { display: flex; gap: 14px; align-items: center; flex-wrap: wrap; }

/* ---- Header / mega-nav ---------------------------------------------- */
.hp-header { position: sticky; top: 0; z-index: 60; background: rgba(255,255,255,.94); backdrop-filter: blur(10px); border-bottom: 1px solid var(--border); }
.hp-header-row { display: flex; align-items: center; gap: 24px; height: 72px; }
.hp-brand { display: flex; align-items: center; gap: 11px; flex-shrink: 0; }
.hp-brand img { height: 40px; width: auto; }
.hp-brand-name { font-family: var(--font-display); font-weight: 700; font-size: 17px; color: var(--navy); line-height: 1.05; }
.hp-brand-sub { font-size: 9.5px; letter-spacing: .14em; color: var(--mute); font-weight: 600; text-transform: uppercase; }

.hp-nav { display: flex; align-items: center; gap: 2px; margin-left: 8px; position: relative; }
.hp-nav-item { position: relative; }
.hp-nav-btn { border: 0; background: transparent; font-size: 14.5px; font-weight: 500; color: var(--ink); padding: 10px 13px; border-radius: 8px; cursor: pointer; }
.hp-nav-btn:hover, .hp-nav-btn.open { background: var(--soft-grey); color: var(--navy); }
.hp-nav-panel { position: absolute; top: calc(100% + 8px); left: 0; min-width: 240px; background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); box-shadow: var(--shadow-lg); padding: 10px; display: none; }
.hp-nav-panel.open { display: block; }
.hp-nav-panel a { display: block; padding: 9px 12px; border-radius: 8px; font-size: 14px; color: var(--slate); font-weight: 500; }
.hp-nav-panel a:hover { background: var(--off-white); color: var(--navy); }

.hp-header-actions { margin-left: auto; display: flex; align-items: center; gap: 10px; }
.hp-search-btn { display: flex; align-items: center; gap: 8px; height: 38px; padding: 0 12px; border-radius: 9px; border: 1px solid var(--border); background: var(--white); color: var(--mute); font-size: 13px; cursor: pointer; }
.hp-search-btn:hover { border-color: var(--gold); color: var(--ink); }
.hp-search-btn kbd { border: 1px solid var(--border); border-radius: 5px; padding: 1px 5px; font-size: 10.5px; color: var(--mute); font-family: inherit; }
.hp-client-link { font-size: 14px; font-weight: 600; color: var(--navy-mid); padding: 0 4px; white-space: nowrap; }
.hp-btn { display: inline-flex; align-items: center; justify-content: center; height: 40px; padding: 0 18px; border-radius: var(--radius-btn); font-size: 14px; font-weight: 700; cursor: pointer; border: 1px solid transparent; transition: background var(--dur) var(--ease), color var(--dur) var(--ease), border-color var(--dur) var(--ease), transform var(--dur) var(--ease); white-space: nowrap; }
.hp a.hp-btn-primary, .hp-btn-primary { background: var(--gold); color: var(--navy); }
.hp-btn-primary:hover { background: var(--gold-warm); }
.hp-btn-lg { height: 52px; padding: 0 26px; font-size: 15.5px; border-radius: 11px; }
.hp a.hp-btn-outline, .hp-btn-outline { border-color: var(--border); color: var(--navy-mid); background: var(--white); }
.hp-btn-outline:hover { border-color: var(--gold); color: var(--gold-deep); }
.hp a.hp-btn-outline-dark, .hp-btn-outline-dark { border-color: rgba(248,249,251,.28); color: var(--off-white); }
.hp-btn-outline-dark:hover { border-color: var(--gold); color: var(--gold-warm); }
.hp a.hp-btn-wa, .hp-btn-wa { background: rgba(23,114,69,.16); border-color: rgba(52,168,83,.45); color: #8FD3A8; }
.hp-btn-wa:hover { background: rgba(23,114,69,.3); color: #C7ECD4; }

.hp-menu-toggle { display: none; width: 40px; height: 40px; border-radius: 10px; border: 1px solid var(--border); background: var(--white); cursor: pointer; flex-direction: column; align-items: center; justify-content: center; gap: 4px; }
.hp-menu-toggle span { width: 18px; height: 2px; background: var(--navy); border-radius: 2px; }

/* Drawer (mobile nav) */
.hp-drawer-backdrop { position: fixed; inset: 0; z-index: 80; background: rgba(10,25,49,.45); display: none; }
.hp-drawer-backdrop.open { display: block; }
.hp-drawer { position: absolute; right: 0; top: 0; bottom: 0; width: min(84vw, 340px); background: var(--white); padding: 22px; overflow: auto; }
.hp-drawer-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 18px; }
.hp-drawer-head strong { font-family: var(--font-display); font-weight: 700; color: var(--navy); }
.hp-drawer-close { border: 0; background: var(--soft-grey); width: 32px; height: 32px; border-radius: 8px; cursor: pointer; font-size: 15px; }
.hp-drawer-group { border-bottom: 1px solid var(--soft-grey); padding: 13px 0; }
.hp-drawer-group-title { font-family: var(--font-display); font-weight: 700; font-size: 15px; color: var(--navy); margin-bottom: 8px; }
.hp-drawer-links { display: flex; flex-wrap: wrap; gap: 8px; }
.hp-drawer-links a { font-size: 12.5px; color: var(--slate); background: var(--off-white); border: 1px solid var(--soft-grey); border-radius: var(--radius-pill); padding: 5px 10px; }
.hp-drawer-cta { display: flex; flex-direction: column; gap: 10px; margin-top: 18px; }
.hp-drawer-login { text-align: center; font-weight: 700; color: var(--navy-mid); padding: 10px 0; }

/* Search modal */
.hp-search-backdrop { position: fixed; inset: 0; z-index: 90; background: rgba(10,25,49,.5); display: none; align-items: flex-start; justify-content: center; padding: 12vh 20px; }
.hp-search-backdrop.open { display: flex; }
.hp-search-modal { width: min(620px, 100%); background: var(--white); border-radius: var(--radius); overflow: hidden; box-shadow: 0 40px 80px -30px rgba(10,25,49,.6); }
.hp-search-input-row { display: flex; align-items: center; gap: 10px; padding: 16px 18px; border-bottom: 1px solid var(--soft-grey); }
.hp-search-input-row input { flex: 1; border: 0; outline: 0; font: inherit; font-size: 15px; background: transparent; }
.hp-search-input-row span { color: var(--mute); }
.hp-search-input-row kbd { border: 1px solid var(--border); border-radius: 5px; padding: 1px 6px; font-size: 11px; color: var(--mute); }
.hp-search-results { padding: 6px 10px 16px; max-height: 50vh; overflow: auto; }
.hp-search-result { display: flex; align-items: center; gap: 12px; padding: 10px 8px; border-radius: 9px; }
.hp-search-result:hover, .hp-search-result:focus { background: var(--off-white); outline: none; }
.hp-search-result-tag { width: 26px; height: 26px; border-radius: 7px; background: var(--soft-grey); display: flex; align-items: center; justify-content: center; font-size: 12px; color: var(--navy-mid); flex-shrink: 0; }
.hp-search-result-label { font-size: 14px; color: var(--ink); font-weight: 500; }
.hp-search-result-kind { margin-left: auto; font-size: 11.5px; color: var(--mute); }
.hp-search-empty { padding: 20px 8px; color: var(--mute); font-size: 13.5px; }

/* ---- Hero ------------------------------------------------------------ */
.hp-hero { background: linear-gradient(168deg, var(--navy) 0%, var(--navy-mid) 58%, #0F2340 100%); color: var(--off-white); position: relative; overflow: hidden; }
.hp-hero::before { content: ""; position: absolute; top: -140px; right: -80px; width: 520px; height: 520px; border-radius: 50%; background: radial-gradient(circle, rgba(197,160,89,.16), transparent 68%); }
.hp-hero-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(400px, 1fr)); gap: 56px; align-items: start; padding: 76px 0 60px; position: relative; }
.hp-hero-eyebrow { font-size: 11.5px; letter-spacing: .18em; text-transform: uppercase; color: var(--gold); font-weight: 700; margin-bottom: 20px; }
.hp-hero h1 { font-size: clamp(38px, 4.6vw, 60px); line-height: 1.06; letter-spacing: -.03em; color: #fff; margin: 0 0 22px; max-width: 15ch; }
.hp-hero h1 em { color: var(--gold-warm); font-style: normal; }
.hp-hero p { font-family: var(--font-ui); font-size: 17px; line-height: 1.6; color: rgba(248,249,251,.74); margin: 0 0 28px; max-width: 520px; }
.hp-hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.hp-hero-login { margin-top: 18px; font-size: 14px; color: rgba(248,249,251,.6); }
.hp-hero-login a { color: var(--gold-warm); font-weight: 600; }
.hp-hero-tags { margin-top: 30px; display: flex; flex-wrap: wrap; gap: 8px 18px; font-size: 12.5px; color: rgba(248,249,251,.5); }

/* Hero goal planner card */
.hp-planner { background: var(--white); border-radius: 18px; padding: 24px; box-shadow: 0 40px 80px -34px rgba(0,0,0,.55); border: 1px solid rgba(255,255,255,.6); color: var(--ink); }
.hp-planner-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 18px; gap: 12px; }
.hp-planner-head strong { font-family: var(--font-display); font-weight: 700; font-size: 16px; color: var(--navy); }
.hp-planner-head span { color: var(--mute); font-size: 12.5px; }
.hp-goal-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 18px; }
.hp-chip { border: 1px solid var(--border); border-radius: var(--radius-pill); padding: 8px 13px; font-size: 12.5px; font-weight: 600; background: var(--white); cursor: pointer; }
.hp-chip.active { background: var(--navy); color: var(--off-white); border-color: var(--navy); }
.hp-field { margin-bottom: 16px; }
.hp-field-label { display: flex; justify-content: space-between; align-items: baseline; font-size: 13px; font-weight: 600; color: var(--slate); margin-bottom: 8px; }
.hp-field-label b { font-family: var(--font-display); color: var(--navy); font-weight: 700; font-variant-numeric: tabular-nums; background: var(--off-white); border: 1px solid var(--soft-grey); border-radius: 8px; padding: 2px 9px; }
.hp-field input[type="range"] { width: 100%; accent-color: var(--gold); height: 5px; }
.hp-stepup-row { display: flex; gap: 8px; }
.hp-stepup-row button { flex: 1; border: 1px solid var(--border); background: var(--white); border-radius: 9px; padding: 8px; font: inherit; font-weight: 700; font-size: 13px; cursor: pointer; }
.hp-stepup-row button.active { background: var(--navy); color: var(--off-white); border-color: var(--navy); }
.hp-result { background: var(--navy); color: var(--off-white); border-radius: 12px; padding: 16px 18px; margin-top: 4px; }
.hp-result-label { font-size: 11px; letter-spacing: .07em; text-transform: uppercase; color: rgba(248,249,251,.6); }
.hp-result-value { font-family: var(--font-display); font-size: 28px; margin: 4px 0 12px; font-variant-numeric: tabular-nums; }
.hp-result-value small { font-family: var(--font-ui); font-size: 13px; color: rgba(248,249,251,.6); font-weight: 400; }
.hp-result-split { display: flex; justify-content: space-between; gap: 10px; font-size: 12px; border-top: 1px solid rgba(248,249,251,.16); padding-top: 12px; }
.hp-result-split div span { display: block; color: rgba(248,249,251,.55); font-size: 10.5px; }
.hp-result-split div strong { font-variant-numeric: tabular-nums; }
.hp-planner-note { color: rgba(31,41,55,.55); font-size: 11.5px; line-height: 1.5; margin: 14px 0 0; }
.hp-planner .hp-btn { width: 100%; margin-top: 14px; height: 46px; }

.hp-pillars { border-top: 1px solid rgba(248,249,251,.12); background: rgba(10,25,49,.5); position: relative; }
.hp-pillars-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 18px; padding: 22px 0; }
.hp-pillar { display: flex; gap: 12px; align-items: flex-start; }
.hp-pillar-mark { width: 30px; height: 30px; border-radius: 8px; background: rgba(197,160,89,.14); border: 1px solid rgba(197,160,89,.3); display: flex; align-items: center; justify-content: center; font-size: 13px; color: var(--gold-warm); flex-shrink: 0; }
.hp-pillar strong { font-family: var(--font-display); font-weight: 700; font-size: 14.5px; color: var(--off-white); display: block; }
.hp-pillar span { font-size: 12.5px; color: rgba(248,249,251,.58); line-height: 1.45; }

/* ---- Generic section rhythm ------------------------------------------ */
.hp-section { padding: var(--section-y) 0; }
.hp-section-head { display: flex; flex-wrap: wrap; gap: 16px; align-items: flex-end; justify-content: space-between; margin-bottom: 30px; }
.hp-section-head h2 { font-size: var(--fs-h2); line-height: 1.1; letter-spacing: -.025em; max-width: 18ch; }
.hp-section-head p { font-size: 15px; color: var(--slate-light); max-width: 430px; margin: 0; line-height: 1.6; }
.hp-dark { background: var(--navy); color: var(--off-white); }
.hp-dark h2 { color: #fff; }
.hp-dark .hp-section-head p { color: rgba(248,249,251,.62); }
.hp-navy-mid { background: var(--navy-mid); color: var(--off-white); }
.hp-navy-mid h2 { color: #fff; }
.hp-bordered { background: var(--white); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }

/* Intents */
.hp-intent-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(258px, 1fr)); gap: 18px; }
.hp-intent-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; display: flex; flex-direction: column; gap: 12px; transition: box-shadow var(--dur) var(--ease), transform var(--dur) var(--ease), border-color var(--dur) var(--ease); }
.hp-intent-card:hover { box-shadow: 0 26px 46px -32px rgba(10,25,49,.5); transform: translateY(-3px); border-color: var(--gold); }
.hp-intent-step { width: 38px; height: 38px; border-radius: 10px; background: var(--off-white); border: 1px solid var(--soft-grey); display: flex; align-items: center; justify-content: center; font-family: var(--font-display); font-weight: 700; color: var(--gold-deep); font-size: 15px; }
.hp-intent-card h3 { font-family: var(--font-display); font-weight: 700; font-size: 18.5px; color: var(--navy); letter-spacing: -.015em; }
.hp-intent-card p { font-size: 14px; color: var(--slate-light); line-height: 1.55; margin: 0; flex: 1; }
.hp-intent-card a { font-size: 13.5px; font-weight: 700; color: var(--navy-mid); display: inline-flex; align-items: center; gap: 6px; }
.hp-intent-card a:hover { color: var(--gold-deep); }

/* Calculator */
.hp-calc-card { background: var(--white); border: 1px solid var(--border); border-radius: 18px; overflow: hidden; }
.hp-calc-top { padding: 32px 32px 0; display: flex; flex-wrap: wrap; gap: 18px; justify-content: space-between; align-items: flex-end; }
.hp-calc-tabs { display: flex; gap: 6px; background: var(--off-white); border: 1px solid var(--soft-grey); border-radius: 11px; padding: 5px; flex-wrap: wrap; }
.hp-calc-tabs button { border: 0; cursor: pointer; font-size: 13px; font-weight: 600; padding: 9px 14px; border-radius: 8px; background: transparent; color: var(--slate); }
.hp-calc-tabs button.active { background: var(--navy); color: #fff; }
.hp-calc-body { padding: 26px 32px 32px; display: grid; grid-template-columns: repeat(auto-fit, minmax(330px, 1fr)); gap: 38px; align-items: start; }
.hp-calc-inputs { display: flex; flex-direction: column; gap: 22px; }
.hp-calc-results { display: grid; grid-template-columns: repeat(auto-fit, minmax(140px, 1fr)); gap: 10px; padding-top: 4px; }
.hp-calc-result { border-radius: 11px; padding: 14px; }
.hp-calc-result span { font-size: 11px; font-weight: 700; letter-spacing: .09em; text-transform: uppercase; }
.hp-calc-result strong { display: block; font-family: var(--font-display); font-weight: 800; font-size: 20px; margin-top: 4px; font-variant-numeric: tabular-nums; }
.hp-calc-result.a { background: var(--off-white); border: 1px solid var(--soft-grey); } .hp-calc-result.a span { color: var(--mute); } .hp-calc-result.a strong { color: var(--navy-mid); }
.hp-calc-result.b { background: var(--success-bg); border: 1px solid var(--success-line); } .hp-calc-result.b span { color: var(--success-deep); } .hp-calc-result.b strong { color: var(--success); }
.hp-calc-result.c { background: var(--navy); } .hp-calc-result.c span { color: rgba(248,249,251,.6); } .hp-calc-result.c strong { color: var(--gold-warm); }
.hp-calc-chart-box { background: var(--off-white); border: 1px solid var(--soft-grey); border-radius: 14px; padding: 20px 18px 14px; }
.hp-calc-chart-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 14px; flex-wrap: wrap; gap: 8px; }
.hp-calc-chart-head strong { font-size: 13px; font-weight: 700; color: var(--navy); }
.hp-calc-legend { display: flex; gap: 14px; font-size: 11.5px; color: var(--slate-light); }
.hp-calc-legend span { display: flex; align-items: center; gap: 6px; }
.hp-calc-legend i { width: 9px; height: 9px; border-radius: 2px; display: inline-block; }
.hp-calc-note { font-size: 12px; color: var(--mute); line-height: 1.55; margin: 14px 0 0; }
.hp-calc-ctas { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }

/* Goals */
.hp-goal-cards { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 26px; }
.hp-goal-card { flex: 1 1 124px; min-width: 0; text-align: left; cursor: pointer; border: 1px solid var(--border); background: var(--white); border-radius: 12px; padding: 15px 14px; display: flex; flex-direction: column; gap: 6px; transition: all var(--dur-fast) ease; }
.hp-goal-card.active { border-color: var(--gold); background: var(--gold-tint); }
.hp-goal-card b { font-family: var(--font-display); font-weight: 700; font-size: 14.5px; color: var(--navy); }
.hp-goal-card span { font-size: 11.5px; color: var(--mute); }

/* Stages */
.hp-stage-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.hp-stage { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; position: relative; overflow: hidden; }
.hp-stage-n { position: absolute; top: 14px; right: 18px; font-family: var(--font-display); font-weight: 800; font-size: 42px; color: var(--border-soft); letter-spacing: -.04em; }
.hp-stage-rule { width: 34px; height: 3px; background: var(--gold); border-radius: 99px; margin-bottom: 18px; }
.hp-stage h3 { font-family: var(--font-display); font-weight: 700; font-size: 19px; color: var(--navy); margin-bottom: 8px; position: relative; }
.hp-stage p { font-size: 14px; color: var(--slate-light); line-height: 1.6; margin: 0; position: relative; }

/* Fund discovery */
.hp-fund-tabs { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 18px; }
.hp-fund-tabs button { border: 1px solid rgba(248,249,251,.24); background: transparent; color: rgba(248,249,251,.75); font-size: 13.5px; font-weight: 600; padding: 9px 16px; border-radius: 99px; cursor: pointer; }
.hp-fund-tabs button.active { background: var(--gold); border-color: var(--gold); color: var(--navy); }
.hp-fund-table-wrap { background: var(--white); border-radius: 16px; overflow: hidden; color: var(--ink); }
.hp-fund-table-head { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; justify-content: space-between; padding: 16px 20px; border-bottom: 1px solid var(--soft-grey); }
.hp-fund-table-head strong { font-family: var(--font-display); font-weight: 700; font-size: 15px; color: var(--navy); }
.hp-fund-table { width: 100%; border-collapse: collapse; min-width: 860px; }
.hp-fund-table th { text-align: right; font-size: 10.5px; letter-spacing: .1em; text-transform: uppercase; color: var(--mute); font-weight: 700; padding: 12px 16px; white-space: nowrap; border-bottom: 1px solid var(--soft-grey); background: var(--off-white); }
.hp-fund-table th:first-child, .hp-fund-table td:first-child { text-align: left; }
.hp-fund-table td { padding: 14px 16px; border-bottom: 1px solid var(--border-soft); font-size: 13.5px; font-variant-numeric: tabular-nums; text-align: right; color: var(--slate); }
.hp-fund-table td.name { text-align: left; font-variant-numeric: normal; }
.hp-fund-table td.name strong { display: block; font-size: 14px; color: var(--navy); font-weight: 600; }
.hp-fund-table td.name small { color: var(--mute); font-size: 11.5px; }
.hp-fund-table .pill { display: inline-block; font-size: 11px; font-weight: 700; padding: 4px 9px; border-radius: 99px; }
.hp-fund-table-foot { padding: 14px 20px; background: var(--off-white); border-top: 1px solid var(--soft-grey); display: flex; flex-wrap: wrap; gap: 10px; justify-content: space-between; align-items: center; font-size: 11.5px; color: var(--mute); }
.hp-fund-table-foot a { font-size: 13px; font-weight: 700; color: var(--gold-deep); }
.hp-scroll-x { overflow-x: auto; }

/* Health / overlap */
.hp-health-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(330px, 1fr)); gap: 44px; align-items: center; }
.hp-check-list { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 8px 20px; margin-bottom: 26px; }
.hp-check-list div { display: flex; gap: 9px; align-items: flex-start; font-size: 13.5px; color: var(--ink); }
.hp-check-list span { color: var(--gold); font-weight: 700; line-height: 1.35; }
.hp-health-card { background: var(--white); border: 1px solid var(--border); border-radius: 16px; padding: 24px; }
.hp-health-alert { background: var(--warning-bg); border: 1px solid var(--warning-line); border-radius: 12px; padding: 16px; margin-bottom: 20px; font-size: 14px; color: var(--warning-text); line-height: 1.55; }
.hp-overlap-row { margin-bottom: 13px; }
.hp-overlap-row .row-top { display: flex; justify-content: space-between; font-size: 12.5px; margin-bottom: 6px; }
.hp-bar-track { height: 7px; border-radius: 99px; background: var(--soft-grey); overflow: hidden; }
.hp-bar-fill { height: 100%; border-radius: 99px; }
.hp-health-scores { margin-top: 20px; padding-top: 18px; border-top: 1px solid var(--soft-grey); display: grid; grid-template-columns: repeat(auto-fit, minmax(110px, 1fr)); gap: 12px; }
.hp-health-scores div span { font-size: 11px; color: var(--mute); font-weight: 700; letter-spacing: .08em; text-transform: uppercase; display: block; }
.hp-health-scores div strong { font-family: var(--font-display); font-weight: 800; font-size: 17px; display: block; margin-top: 3px; }

/* Direct vs Regular */
.hp-compare-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(310px, 1fr)); gap: 18px; }
.hp-compare-card { border: 1px solid var(--border); border-radius: var(--radius); padding: 26px; background: var(--off-white); }
.hp-compare-card .tag { font-size: 10.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--mute); font-weight: 700; margin-bottom: 14px; }
.hp-compare-card h3 { font-family: var(--font-display); font-weight: 700; font-size: 18px; color: var(--navy); margin-bottom: 16px; }
.hp-compare-card .item { display: flex; gap: 9px; font-size: 14px; color: var(--slate); line-height: 1.45; margin-bottom: 10px; }
.hp-compare-card.gold { border-color: var(--gold); background: var(--navy); color: var(--off-white); position: relative; overflow: hidden; }
.hp-compare-card.gold::before { content: ""; position: absolute; top: -60px; right: -40px; width: 220px; height: 220px; border-radius: 50%; background: radial-gradient(circle, rgba(197,160,89,.18), transparent 70%); }
.hp-compare-card.gold .tag { color: var(--gold); position: relative; }
.hp-compare-card.gold h3 { color: #fff; position: relative; }
.hp-compare-card.gold .item { color: rgba(248,249,251,.82); position: relative; }
.hp-compare-card.gold .item span:first-child { color: var(--gold); }
.hp-compare-card.gold a { position: relative; margin-top: 8px; display: inline-flex; }

/* Dashboard preview */
.hp-dash-card { background: var(--white); border: 1px solid var(--border); border-radius: 18px; overflow: hidden; }
.hp-dash-top { padding: 20px 24px; border-bottom: 1px solid var(--soft-grey); display: flex; flex-wrap: wrap; gap: 14px; justify-content: space-between; align-items: center; background: var(--off-white); }
.hp-dash-avatar { width: 36px; height: 36px; border-radius: 10px; background: var(--navy-mid); color: var(--gold-warm); display: flex; align-items: center; justify-content: center; font-family: var(--font-display); font-weight: 800; }
.hp-dash-metrics { padding: 24px; display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 12px; }
.hp-metric-tile { border: 1px solid var(--soft-grey); border-radius: 12px; padding: 16px; }
.hp-metric-tile span { font-size: 10.5px; color: var(--mute); font-weight: 700; letter-spacing: .09em; text-transform: uppercase; }
.hp-metric-tile strong { display: block; font-family: var(--font-display); font-weight: 800; font-size: 21px; color: var(--navy); font-variant-numeric: tabular-nums; margin-top: 5px; }
.hp-metric-tile em { display: block; font-size: 11.5px; font-weight: 600; margin-top: 2px; font-style: normal; font-variant-numeric: tabular-nums; }
.hp-dash-cols { padding: 0 24px 24px; display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 16px; }
.hp-dash-panel { border: 1px solid var(--soft-grey); border-radius: 12px; padding: 18px; }
.hp-dash-panel > strong { font-family: var(--font-display); font-weight: 700; font-size: 14.5px; color: var(--navy); display: block; margin-bottom: 14px; }
.hp-sip-row { display: flex; gap: 12px; align-items: center; padding-bottom: 12px; border-bottom: 1px solid var(--border-soft); margin-bottom: 12px; }
.hp-sip-row:last-child { border-bottom: 0; margin-bottom: 0; padding-bottom: 0; }
.hp-sip-row .name { flex: 1; min-width: 0; font-size: 13.5px; font-weight: 600; color: var(--ink); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.hp-sip-row .meta { font-size: 11.5px; color: var(--mute); margin-top: 2px; }
.hp-sip-row .amt { text-align: right; flex-shrink: 0; font-weight: 700; font-variant-numeric: tabular-nums; }
.hp-dash-foot { padding: 14px 24px; background: var(--off-white); border-top: 1px solid var(--soft-grey); font-size: 11.5px; color: var(--mute); }

/* Relationship */
.hp-relate-card { background: rgba(248,249,251,.05); border: 1px solid rgba(248,249,251,.14); border-radius: 16px; padding: 26px; }
.hp-relate-top { display: flex; gap: 16px; align-items: center; margin-bottom: 20px; }
.hp-relate-avatar { width: 64px; height: 64px; border-radius: 14px; background: rgba(197,160,89,.14); border: 1px solid rgba(197,160,89,.32); display: flex; align-items: center; justify-content: center; font-family: var(--font-display); font-weight: 800; font-size: 22px; color: var(--gold-warm); flex-shrink: 0; }
.hp-relate-top strong { font-family: var(--font-display); font-weight: 700; font-size: 19px; color: #fff; display: block; }
.hp-relate-top .role { font-size: 13.5px; color: var(--gold-warm); font-weight: 600; margin-top: 2px; }
.hp-relate-top .meta { font-size: 12.5px; color: rgba(248,249,251,.55); margin-top: 2px; }
.hp-relate-points { display: flex; flex-direction: column; gap: 12px; padding-top: 18px; border-top: 1px solid rgba(248,249,251,.12); }
.hp-relate-points div { display: flex; gap: 10px; font-size: 13.5px; color: rgba(248,249,251,.8); line-height: 1.5; }
.hp-relate-points span { color: var(--gold); }
.hp-contact-actions { display: flex; flex-wrap: wrap; gap: 10px; }

/* Knowledge */
.hp-knowledge-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 14px; }
.hp-knowledge-card { background: var(--white); border: 1px solid var(--border); border-radius: 13px; padding: 20px; display: flex; flex-direction: column; gap: 8px; transition: all var(--dur) var(--ease); }
.hp-knowledge-card:hover { border-color: var(--gold); box-shadow: 0 22px 40px -32px rgba(10,25,49,.5); }
.hp-knowledge-card .tag { font-size: 10.5px; letter-spacing: .12em; text-transform: uppercase; color: var(--gold-deep); font-weight: 700; }
.hp-knowledge-card b { font-family: var(--font-display); font-weight: 700; font-size: 15.5px; color: var(--navy); line-height: 1.35; }
.hp-knowledge-card span { font-size: 12.5px; color: var(--mute); }

/* FAQ */
.hp-faq-item { border-bottom: 1px solid var(--soft-grey); }
.hp-faq-q { width: 100%; text-align: left; border: 0; background: transparent; cursor: pointer; padding: 18px 0; display: flex; gap: 16px; align-items: flex-start; }
.hp-faq-q span:first-child { flex: 1; font-size: 15px; font-weight: 600; color: var(--ink); line-height: 1.45; }
.hp-faq-q span:last-child { font-size: 18px; color: var(--gold); flex-shrink: 0; }
.hp-faq-a { max-height: 0; overflow: hidden; transition: max-height .25s ease; }
.hp-faq-a > div { margin: 0 0 20px; font-size: 14.5px; color: var(--slate-light); line-height: 1.7; max-width: 640px; padding-right: 20px; }
.hp-faq-item.open .hp-faq-a { max-height: 260px; }
.hp-faq-item.open .hp-faq-q span:last-child { transform: rotate(45deg); }

/* Comments */
.hp-comment-list { display: flex; flex-direction: column; gap: 14px; margin-bottom: 26px; }
.hp-comment { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 18px 20px; }
.hp-comment p { margin: 0 0 8px; font-family: var(--font-display); font-size: 15px; line-height: 1.5; color: var(--ink); }
.hp-comment span { font-size: 12.5px; color: var(--mute); }
.hp-comment-form { background: var(--white); border: 1px solid var(--border); border-radius: 16px; padding: 24px; }
.hp-comment-rules { background: var(--off-white); border-radius: 12px; padding: 16px 18px; margin: 16px 0; font-size: 13.5px; color: var(--slate); }
.hp-comment-rules div { margin-bottom: 6px; }
.hp-form-field { margin-bottom: 14px; }
.hp-form-field label { display: block; font-size: 13px; font-weight: 700; color: var(--slate); margin-bottom: 6px; }
.hp-form-field input, .hp-form-field select, .hp-form-field textarea { width: 100%; border: 1px solid var(--border); border-radius: var(--radius-inset); padding: 11px 12px; font: inherit; background: var(--off-white); color: var(--ink); }
.hp-form-field textarea { min-height: 90px; resize: vertical; }
.hp-checkbox-row { display: flex; gap: 10px; align-items: flex-start; font-size: 13px; color: var(--mute); margin: 14px 0; }
.hp-checkbox-row input { margin-top: 3px; }
.hp-form-status { font-size: 13.5px; color: var(--slate); margin-top: 10px; }
.hp-form-status.ok { color: var(--success); }
.hp-form-status.err { color: var(--error); }
.hp-honeypot { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* Final CTA */
.hp-final-cta { background: var(--navy); color: var(--off-white); position: relative; overflow: hidden; text-align: center; }
.hp-final-cta::before { content: ""; position: absolute; bottom: -160px; left: -60px; width: 460px; height: 460px; border-radius: 50%; background: radial-gradient(circle, rgba(197,160,89,.13), transparent 68%); }
.hp-final-cta-inner { position: relative; padding: 88px 0; }
.hp-final-cta h2 { font-size: clamp(30px, 4vw, 50px); line-height: 1.08; letter-spacing: -.03em; color: #fff; margin: 0 auto 18px; max-width: 760px; }
.hp-final-cta p { font-size: 16.5px; color: rgba(248,249,251,.7); max-width: 560px; margin: 0 auto 30px; line-height: 1.6; }
.hp-final-cta-ctas { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }

/* Footer */
.hp-footer { background: var(--navy-deep); color: rgba(248,249,251,.62); font-size: 13.5px; }
.hp-footer-cols { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 36px 30px; padding: 56px 0 28px; }
.hp-footer-brand { grid-column: span 2; min-width: 250px; display: flex; flex-direction: column; gap: 16px; }
.hp-footer-brand img { height: 44px; width: auto; max-width: 210px; object-fit: contain; }
.hp-footer-brand p { line-height: 1.6; margin: 0; font-size: 13px; max-width: 340px; }
.hp-footer-compliance { display: grid; grid-template-columns: auto 1fr; gap: 9px 14px; font-size: 12.5px; padding-top: 16px; border-top: 1px solid rgba(248,249,251,.1); }
.hp-footer-compliance span:nth-child(odd) { font-size: 10px; letter-spacing: .11em; text-transform: uppercase; color: var(--gold); font-weight: 700; padding-top: 2px; }
.hp-footer-compliance span:nth-child(even) { color: rgba(248,249,251,.78); }
.hp-footer-col-title { font-size: 10.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); font-weight: 700; margin-bottom: 13px; }
.hp-footer-col a { display: block; font-size: 13px; color: rgba(248,249,251,.62); margin-bottom: 8px; }
.hp-footer-col a:hover { color: var(--gold-warm); }
.hp-footer-bottom { border-top: 1px solid rgba(248,249,251,.1); }
.hp-footer-bottom-inner { padding: 20px 0 26px; }
.hp-risk-band { background: rgba(197,160,89,.08); border: 1px solid rgba(197,160,89,.22); border-radius: 10px; padding: 14px 16px; font-size: 13px; color: #E8D5AF; line-height: 1.55; font-weight: 600; text-align: center; }
.hp-footer-legal-row { display: flex; flex-wrap: wrap; gap: 8px 18px; justify-content: space-between; margin-top: 18px; font-size: 12px; color: rgba(248,249,251,.42); }

/* Mobile bottom nav + WhatsApp float */
.hp-bottom-nav { display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 70; background: rgba(255,255,255,.97); backdrop-filter: blur(10px); border-top: 1px solid var(--border); grid-template-columns: repeat(5, 1fr); padding: 8px 4px 10px; }
.hp-bottom-nav a { display: flex; flex-direction: column; align-items: center; gap: 4px; padding: 4px 0; color: var(--mute); }
.hp-bottom-nav a.active { color: var(--navy); }
.hp-bottom-nav a span:first-child { font-size: 16px; line-height: 1; }
.hp-bottom-nav a span:last-child { font-size: 10.5px; font-weight: 600; }
.hp-wa-float { position: fixed; right: 18px; bottom: 18px; z-index: 75; width: 54px; height: 54px; border-radius: 50%; background: var(--success); color: #fff; display: flex; align-items: center; justify-content: center; box-shadow: 0 16px 32px -14px rgba(10,25,49,.6); font-size: 24px; }
.hp-wa-float:hover { background: var(--success-deep); }
.hp-bottom-spacer { display: none; }

@media (max-width: 1079px) {
  .hp-nav, .hp-search-btn span:last-child, .hp-search-btn kbd, .hp-client-link { display: none; }
  .hp-menu-toggle { display: flex; }
}
@media (max-width: 759px) {
  .hp-bottom-nav { display: grid; }
  .hp-bottom-spacer { display: block; height: 74px; }
  .hp-wa-float { bottom: 84px; }
  .hp-header-book { display: none; }
}
@media (max-width: 900px) {
  .hp-health-grid, .hp-compare-grid, .hp-footer-brand { grid-column: auto; }
}
@media (max-width: 640px) {
  .hp-strip .hp-wrap { justify-content: center; text-align: center; }
  .hp-footer-brand { grid-column: 1 / -1; }
}