Dulawat Finserve|AMFI Registered Mutual Fund Distributor|ARN: ARN-319439|8741096454·lalit@dulawatfinserve.com|
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Risk Profile

How much risk can you take — and how much are you willing to?

Twelve questions, about three minutes. The result shows capacity and willingness separately, because they are often different, and neither alone is the full picture.

Important: This is an educational tool, not investment advice. It does not recommend a scheme, an allocation, or a return. Use the result as a starting point for a conversation, not a conclusion.

Risk questionnaire

All 12 questions, on one page

3 min
01 Which age band are you in?
02 How long can this money stay invested before you are likely to need it?
03 How many people depend on your income?
04 How would you describe your income?
05 Do you have an emergency fund set aside, separate from this investment?
06 Do you expect a large expense from this money in the next 2 years?
07 What is your experience with market-linked investments?
08 Your portfolio falls 10% in a month. What do you do?
09 A correction deepens to 20%. What do you do?
10 It falls further, to 30%. What do you do?
11 How much of a fall in a single year would feel acceptable to you, in exchange for higher long-term return potential?
12 If this goal ran short, how flexible could you be on amount or date?

What is an investment risk profile?

A risk profile describes how much ups and downs your investments can handle. This free test from Dulawat Finserve in Udaipur measures it in two parts. Risk capacity is objective: your age, time horizon, dependents, income stability, emergency fund and liquidity needs. Risk willingness is personal: your investing experience, how you react when markets fall, and how much temporary loss you can live with. Many people score differently on the two, which is why the result shows both.

Who should take the test?

The questionnaire is useful for first-time investors deciding how to start a SIP, for existing investors in Udaipur checking whether their mutual fund mix still suits them, and for families planning goals such as education, a home or retirement. It is also a good way to prepare for a portfolio review.

How it works

  1. Answer 12 multiple-choice questions. It takes about three minutes.
  2. Each dimension is scored and placed in one of five bands, from conservative to aggressive.
  3. The suggested starting point is the more conservative of the two bands, so you are never placed above what you can afford or are comfortable with.
  4. If you wish, share the result with our team and discuss it before choosing any investment.

Frequently asked questions

Is the risk profile test free?

Yes. The test is free and you do not need to share your name or phone number to see your result.

Does the result tell me which mutual fund to buy?

No. It is an educational starting point for a conversation. It does not recommend a scheme, an allocation or a return.

How often should I retake it?

Retake it every year or two, and after changes such as a new job, marriage, a child's birth or nearing retirement, because your capacity for risk changes with your circumstances.

Is my data stored?

Your answers are only used to calculate the result on screen. They reach our team only if you choose to submit the conversation request form.

Dulawat Finserve is an AMFI Registered Mutual Fund Distributor (ARN-319439), not a SEBI Registered Investment Adviser. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.